Independent Insurance Brokerage — NYC & Long Island
Built to protect what you build.
Crossways Insurance Services places coverage for construction firms, property owners, and restaurants across New York City and Long Island — written by brokers who know your industry, so nothing slips through.
We don't write everything for everyone. We go deep on three industries — so we know the endorsements that matter, the exclusions that hurt, and the carriers that show up.
Construction & Trade Contractors
From ground-up builds to interior fit-outs, we place the coverage that keeps your projects moving and your contracts signed.
Builders risk & wrap-up (OCIP/WRAP) programs
General liability & workers' compensation
Surety bonds & contractor equipment
Property Owners & Real Estate
Apartment buildings, mixed-use portfolios, and development projects across the five boroughs and Long Island.
Property & umbrella liability
Loss of rents & ordinance or law
Environmental & pollution liability
Restaurants & Hospitality
Coverage that understands front-of-house and back-of-house alike — from the dining room to the delivery run.
Liquor liability
Property, equipment breakdown & spoilage
Workers' compensation & employment practices
Why Crossways
No surprises. Just coverage that holds.
Most brokerages sell policies. We build programs — reviewed against your contracts, your job sites, and the way New York actually litigates.
Local specialization — New York City and Long Island are our home market, not a line on a territory map.
Coverage-gap reviews before renewal, not after a claim.
Direct carrier relationships built in construction and real estate.
We read your contracts as closely as your carriers read your claims.
3 industries. One standard.
We go deep where it counts — construction, real estate, and hospitality.
Know where you stand before your next renewal.
Send us your current policies and contracts. We'll review them for gaps, overlaps, and exposures — and give you straight answers, with no obligation.