Construction cranes rising against the New York City skyline at dusk

Independent Insurance Brokerage — NYC & Long Island

Built to protect what you build.

Crossways Insurance Services places coverage for construction firms, property owners, and restaurants across New York City and Long Island — written by brokers who know your industry, so nothing slips through.

Industries We Serve

Brokers who speak your language

We don't write everything for everyone. We go deep on three industries — so we know the endorsements that matter, the exclusions that hurt, and the carriers that show up.

Steel framework and equipment on a high-rise construction site

Construction & Trade Contractors

From ground-up builds to interior fit-outs, we place the coverage that keeps your projects moving and your contracts signed.

  • Builders risk & wrap-up (OCIP/WRAP) programs
  • General liability & workers' compensation
  • Surety bonds & contractor equipment
Classic New York City apartment buildings with fire escapes

Property Owners & Real Estate

Apartment buildings, mixed-use portfolios, and development projects across the five boroughs and Long Island.

  • Property & umbrella liability
  • Loss of rents & ordinance or law
  • Environmental & pollution liability
Warmly lit restaurant dining room with set tables

Restaurants & Hospitality

Coverage that understands front-of-house and back-of-house alike — from the dining room to the delivery run.

  • Liquor liability
  • Property, equipment breakdown & spoilage
  • Workers' compensation & employment practices

Why Crossways

No surprises. Just coverage that holds.

Most brokerages sell policies. We build programs — reviewed against your contracts, your job sites, and the way New York actually litigates.

  • Local specialization — New York City and Long Island are our home market, not a line on a territory map.
  • Coverage-gap reviews before renewal, not after a claim.
  • Direct carrier relationships built in construction and real estate.
We read your contracts as closely as your carriers read your claims.
Aerial view of the Midtown Manhattan skyline

3 industries. One standard.

We go deep where it counts — construction, real estate, and hospitality.

Know where you stand before your next renewal.

Send us your current policies and contracts. We'll review them for gaps, overlaps, and exposures — and give you straight answers, with no obligation.

Request a Coverage Review

Serving New York City and Long Island